Zairos

Zairos provides specialized treasury and financial management solutions designed for high-net-worth individuals and businesses operating within the luxury asset sector, with a particular focus on the yachting industry. Drawing on over two decades of financial expertise, the company offers a digital ecosystem that streamlines international transactions and cross-border payments through business-specific IBANs and multi-currency accounts.

The platform is engineered to meet the rapid pace of yachting operations, often facilitating account setups and virtual card issuance in a fraction of the time required by traditional retail banks. This efficiency is critical for yacht management companies and owners who require immediate financial infrastructure for newly commissioned boats or existing fleets. Their technology suite, Zairos Connect, allows for seamless API integration with accounting software such as Xero and QuickBooks, automating data transfers and simplifying receipt capture for crew and management alike.

A core focus of the company is currency management and risk mitigation during large-scale transactions, such as yacht acquisitions. Zairos provides competitive foreign exchange rates and hedging strategies, including spot and forward contracts, across more than 140 countries. This allows clients to handle significant FX requirements for purchases or operational expenses with rates that often outperform standard group-level banking relationships.

Security is managed through a regulated safeguarding process provided by Equals Money International, which is overseen by the FCA and the National Bank of Belgium. Client funds are held in dedicated accounts at tier-1 institutions, including Citibank UK, RBS, and Barclays, ensuring they remain separate from operational funds. By combining this institutional-grade security with deep industry insights, Zairos provides a resilient financial foundation for managing the unique complexities of life and business at sea.