Vault Insurance

Vault Insurance provides high-end coverage tailored for the high-net-worth personal lines market, focusing on mid-sized to larger boats and luxury yachts.

Distributed on a non-admitted, surplus lines basis throughout the United States, this specialized program is completely underwritten and serviced by Bass Underwriters. The policy structures address the specific operational and asset protection risks faced by owners of premium marine vessels.

Geographically, the coverage protects yachts operating within defined navigational territories along the U.S. coastlines as well as key inland waterways. Claims management is handled by Raphael and Associates, an organization recognized for its fifteen-year track record in resolving complex American marine and yacht claims.

Backed by an A.M. Best rating of A- (Excellent), Vault Insurance pairs financial security with specialized customer service to secure high-value assets. The company systematically builds out its portfolio to meet the evolving risk-management requirements of discerning luxury yacht owners.