Sterling Acceptance Corporation

Banking professionals with a passion for boating founded Sterling Acceptance in 1987. Headquartered in Annapolis, the company focuses on financial services tailored to the yachting sector, handling loan underwriting, US Coast Guard documentation, and yacht insurance.

Instead of dealing with multiple agencies, boat buyers can manage financing, state titling, and registration through a single point of contact. Combining formal banking backgrounds with hands-on marine knowledge, Sterling Acceptance assists clients with every stage of the transaction.

Decades of background in marine lending help the underwriting team deliver quick turnarounds, even on intricate loan structures. The staff also holds licenses in boat insurance and documentation, giving buyers complete support when purchasing a yacht.

This client-focused service comes directly from practical experience on the water. Founders and team members regularly cruise regions like the Chesapeake Bay, the Atlantic coastline, and the Caribbean, bringing genuine understanding of what boat owners face day to day.