Craftinsure

Operating as a specialist online underwriting provider, Craftinsure delivers direct-to-consumer marine insurance policies across the United Kingdom and Ireland. Drawing on over two decades of underwriting history, the business maintains a digital model that connects boat owners directly with policy administration, bypassing intermediary broker networks to keep premiums competitive. Now part of the Ripe insurance group, the organization continues to support a community of over 20,000 vessel owners across diverse leisure boating sectors.

The digital quotation and purchasing platform enables vessel owners to secure immediate coverage tailored to specific boat classes. Portfolio options encompass a broad spectrum of watercraft, including racing dinghies, motor cruisers, sailing yachts, narrowboats, and small recreational craft such as paddleboards, kayaks, and RIBs. By utilizing automated risk assessments based on vessel type, age, speed, and navigation zones, policyholders can complete documentation and secure active protection within minutes.

Standard insurance provisions offer comprehensive financial protection against loss, theft, accidental damage, fire, storm, and lightning incidents. Policy structures include up to £5 million in third-party liability coverage, along with legal defense support, emergency towing, salvage recovery, and transit or trailer coverage where applicable. For active sailors and long-distance cruisers, policies offer optional racing risk add-ons and up to 30 days of continuous navigation coverage in continental European waters.

Through 24/7 online claim notification systems and dedicated in-house claims assistance, Craftinsure maintains technical management for claims resolution. By pairing straightforward digital administration with comprehensive marine coverage options, the provider maintains an active role in UK recreational boating risk management.